228 loan - An Overview
228 loan - An Overview
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(1) Info indicating that a bank ordered closed-finish residence home loan loans, smaller small business loans, little farm loans, or car loans for the only or Principal objective of inappropriately boosting its retail lending performance, including, but not restricted to, information and facts indicating subsequent resale of these loans or any indicator that these loans have been thought of in a number of depository establishments' CRA evaluations, in which situation the Board would not consider this kind of loans while in the bank's performance evaluation;
(1) Thought in the dollar volume on the confined goal financial institution's community growth loans and community growth investments that gain or provide the facility-primarily based evaluation area; and
Aside from a little bank that opts to become evaluated pursuant on the Retail Lending Test in § 228.22, the Board assigns conclusions for your performance of a small lender evaluated beneath this segment as provided in appendix E to this component.
네이버를 이용하다 보면, 좀 더 빠르고 편리하게 네이버에 접근하고 싶은 욕심이 생기기 마련입니다. 다음의 팁들을 활용하여 네이버 바로가기를 더욱 효율적으로 활용해 보세요.
네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.
The Board evaluates a sizable financial institution's report of helping to meet the credit demands of its whole community in its outside the house retail lending spot pursuant to § 228.
A financial institution ought to make accessible to the general public for inspection, on ask for and for gratis, the data expected On this part as follows:
The Retail Lending Test evaluates a financial institution's record of helping to fulfill the credit history demands of its whole Neighborhood in the financial institution's origination and purchase of auto loans In case the lender is actually a the greater part automobile lender.
signifies a lender, excluding a lender designated as being a limited purpose lender pursuant to § 228.26, that experienced property of at the least $two billion as of December 31 in both of those of your prior two calendar yrs. The Board adjusts and publishes the figure in this definition per year, based upon the yr-to-calendar year transform in the typical of The buyer Value Index for City Wage Earners and Clerical Personnel, not seasonally modified, for every twelve-month period of time ending in November, with rounding to the closest million.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
The Board evaluates a bank's distant service facility availability in a very facility-based assessment region determined by the next:
For household home finance loan loans, the financial institution should establish the home home loan loans reported by its operations subsidiary under click here 12 CFR part 1003, if relevant, or acquire and preserve details on property home loan loans by its functions subsidiary that the bank would've collected and preserved pursuant to paragraph (a)(three) of this part experienced the bank originated or ordered the loans.
(ii) The Board considers an intermediate bank's Group enhancement loans, Local community progress investments, and Local community improvement services devoid of regard to if the activity is created in a number of of your financial institution's facility-based evaluation areas. The extent on the Board's thing to consider of Neighborhood advancement loans, Neighborhood development investments, and Group progress solutions beyond the bank's facility-dependent assessment places will rely upon the adequacy of the bank's responsiveness to Neighborhood growth desires and possibilities inside the financial institution's facility-dependent evaluation parts and relevant general performance context info.
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